Were you recently injured in an auto accident?

If you were recently injured in an auto accident, it is important to move quickly to protect your rights. Let me be your lawyer and help you through this difficult time. Contact >>

Motorcycle accidents can result in serious injury.

Have you suffered a motorcycle accident that resulted in injury. Did another driver collide with you? If so, do not wait. Contact attorney Ross Self at Alabama Wreck Lawyers now. Contact >>

Injuries from auto accidents can be very serious.

Physical injuries may be extremely painful and expensive, causing you to miss work for while. If you have been in a car wreck, it is important to seek legal advice immediately to protect your rights. Contact >>

What to do when it\\\\\\\\\\\\\\\'s not your fault?

Even the best drivers have wrecks because the other guy was not paying attention. If you have been the victim of auto accident, do not wait. Find an attorney you can trust. Contact >>

18 wheeler collisions can be catastrophic.

Dealing with a trucking company after a wreck can be frustrating. These wrecks can be serious and it is important to know your rights. Do not try to handle this yourself. Call an attorney. Contact >>

 

You’ve Been in a Car Accident—So Who is at Fault?

If you were recently in a car accident in Alabama, you may believe it is very clear who was at fault. However, in the world of insurance and the law, many factors come into play, and the question may not be as straightforward as it first appears. When a dispute arises, you need an accident lawyer to protect your interests. In this article, we’ll discuss how fault is determined after a car accident, and what steps you should take.

What Factors Determine if You or the Other Driver Were at Fault

Police, insurers, accident investigators and state regulators all have a say in how fault gets assigned. Police try to determine the primary collision factor, or the main cause of the accident, and which driver was primarily at fault. Accident investigators look at the cars involved and the crash site to analyze the placement of the damage, skid marks, and other data. Eventually, insurers determine their view of who was at fault, and from that, they identify who they think should pay and how much. Often, the police report carries the most weight in the ultimate determination of fault.

The Self Law Firm can help you get every penny you deserve.
Call 205-647-1000

What if I Was Partially at Fault?

Alabama applies a legal standard of pure contributory negligence for car accidents. This means that if a party is at fault—even 1% at fault—that party cannot claim damages from the other party. Naturally, a defendant in a car accident case will do his or her best to prove that the victim contributed even in a small way to the harm that he or she suffered. In a possible example, if a driver hits a pedestrian at a crosswalk, if the driver can show that the pedestrian walked into the street against the light, the driver may not have to pay damages, even though he or she is also at fault for not having been alert to a crossing pedestrian.

How Insurance Works

Following a car accident in Alabama caused by another driver, you can seek compensation from the at-fault driver’s insurance provider. If the at-fault driver’s insurer agrees that he or she was at fault, that insurer will typically pay for all the damages. If a satisfactory settlement cannot be reached, the injured party may bring a personal injury lawsuit against the other driver in some cases.

In general, you can receive various types of compensation for a car accident: MedPay (for driver and passengers’ medical costs), underinsured motorists coverage if the at-fault driver was not well insured enough to cover all damages), collision coverage for damage to the vehicle, or comprehensive coverage for damage not done by another vehicle. Of course, there are often disputes when it comes to fault, and the amount of any compensation. A good lawyer can help you handle negotiations with the insurance companies, and protect your right to fair compensation for all damages.

How a Lawyer Can Help

The Self Law Firm can help you get every penny you deserve.
Call 205-647-1000

What is the Alabama Guest Statute?

One summer Saturday night in Hayden, Alabama, Bob and Ruth climb in Bobs’ car for a friendly drive to the movies.  Unfortunately, Ruth’s life soon changed forever when Bob runs a red light and his car is hit broadside by a pickup truck. Ruth suffers severe injuries from the automobile wreck.  She endures tremendous pain and suffering and mental anguish.  Her injuries are permanent.

To add insult to injury, when Ruth makes a claim against Bob’s automobile insurance company for the injuries she sustained in the wreck, they inform her that she is not entitled to recover under Alabama law because she was a “guest” in Bob’s vehicle.

The Alabama Guest Statute  prohibits a “guest” from bringing an action against a driver unless the driver is found to have willfully or recklessly operated a motor vehicle to the detriment of the “guest.”  The guest statute applies in situations where the injured person was riding as “a guest while being transported without payment.”  “Payment” does not necessarily mean cash for transportation as one would pay for a taxi ride.  “Payment” could be in the form of some material and tangible benefit to the driver from the transportation or the transportation must be of mutual benefit to both parties.

Although the Guest Statute typically prevents any claim against the driver of a motor vehicle for injuries sustained by a guest, damages may be recovered by a guest if the injuries are caused by the willful or reckless misconduct of the driver.  Typically, we are able to prove willful or reckless misconduct when there is evidence that the driver was operating his vehicle at an unsafe speed, was driving erratically, driving under the influence or was distracted while using a cell phone or texting.

Incredibly, Alabama is the only state left in the United State that has a Guest Statue.  All the other states have invalidated or repealed this antiquated law.  At present time, Alabama’s Guest Statute may still deprive persons injured in automobile accidents from receiving compensation.  For a brief time in prior years, our courts recognized this inequity and allowed “guests” who could not demonstrate that the driver acted willfully or recklessly to make claims under their own uninsured motorist policies.  However, in Ex parte Carleton, the Alabama Supreme Court reversed course thereby depriving injured “guests” of any claim for compensation.   In fact, the practical effect of this decision was to leave “guests” in a position where they are unable to insure themselves from the negligent conduct of a driver.   This is an injustice that can certainly be resolved by our legislature or addressed from a regulatory standpoint.  Any solution should promote the public policy of allowing responsible persons to use their own insurance to protect them in the event they are injured while riding as a “guest.”

The Self Law Firm deals with cases like the one above on a regular basis.  Even though this statute needs to be revisited by Alabama law makers, we are still able to develop evidence that may allow for a recovery.  If you are injured in an automobile wreck and the insurance company raises the Guest Statute, you may still be able to recover if you contact us to discuss your case.