Minimum Car Insurance Requirements in Alabama
Alabama requires drivers to have a minimum amount of liability insurance on their vehicles, set by Alabama law. This insurance pays for medical bills, property damage, and other costs in an accident if you are found to be at fault. As of 2011, the minimum auto insurance requirements in Alabama are:
- $25,000 for one person injured in an accident
- $50,000 for each accident in which more than one person is injured, and
- $25,000 for each accident that causes property damage.
This “liability” insurance does not pay your medical bills or cover the cost to repair or replace your vehicle. However, you can purchase additional insurance coverage in Alabama to cover those kinds of losses. And you can buy liability insurance with higher limits than those listed here, if you wish.
Drivers in Alabama do not have to prove they have insurance in order to register their vehicles. However, if you are stopped by a police officer in Alabama and cannot show proof of insurance, you may face fines of up to $1,000, a six-month suspension of your drivers’ license, or both. Getting your license reinstated after an insurance-related suspension will cost an extra $200, and you will have to show proof of insurance in order to get your license back.
CheapLiveSexWebcamThe Self Law Firm deals with automobile accidents on a regular basis. If you are injured in an automobile wreck and we may be able to obtain a recovery in excess of the other driver’s liability coverage. Call The Self Law Firm at 205-647-1000 today to discuss your case.
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