The Statute of Limitations on Alabama Car Accident Claims

February 1, 2016   Car Wrecks

If you were injured or your property was damaged in an Alabama car accident, you have two years from the date of the accident to file a lawsuit (Title 6, Ch. 2, 6-2-38 (l)). Your case does not need to be resolved before this deadline passes, but you do need to file the initial paperwork with the court before the two years is up. If you don’t file within this time, you may be barred from bringing your claim to court at all.

This two-year deadline doesn’t affect when you can file an insurance claim. But if you’ve been injured after a car accident, it’s wise to file your insurance claim as quickly as possible. Not only does this ensure that you meet any deadlines set under your insurance policy, it also allows you and your insurer to investigate what happened and negotiate with the other parties for a settlement — and if settlement negotiations stall, you can use the prospect of filing a lawsuit as leverage.

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(If your accident involves a government party — you were hit by a city bus or the accident occurred on government property, for example — you’ll likely have to file a claim with the government within a pretty short period of time after the accident, so throw the standard two-year deadline out the window in that situation. Contact the state agency you think caused your injury and ask them where you can find information about the administrative claim process.)

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